Covers the gap until your long-term loan or sale comes through.
Good for settling on time01 · Where you are
Some chances
don’t wait.
Sound familiar?
Settlement is days awayYour main loan won’t be ready in time, and you can’t lose the deal.
A great deal came upIt won’t wait for the bank to take weeks.
You’re waiting on a saleMoney is coming soon, but you need it now.
The bank said noYour situation is a bit unusual, and the big banks won’t help.
02 · When is the right time?
A loan isn’t always the answer.
Here’s when it makes sense.
✓ Good times to do it
You know how you’ll pay it backWhy: Short-term loans work best when the money to repay is already on its way.
Speed matters more than priceWhy: These loans cost more, but they can move in days, not weeks.
You have property to back itWhy: Property backing makes these loans faster and easier to get.
Missing out would cost moreWhy: If losing the deal costs more than the loan, it can be worth it.
✕ Maybe wait if…
You don’t have a way to pay it backWhy: Without a clear exit plan, costs can pile up fast.
A normal loan would be ready in timeWhy: If you can wait, a regular loan usually costs much less.
You’d need it for yearsWhy: These loans are for months, not years.
Not sure which one you are? We’ll look at it with you, for free.
03 · How it works
Three steps to
in time.
- 1Tell us the deadline
What you need, how fast, and how you’ll pay it back.
DeadlineDays away - 2We plan your exit first
We work out how the loan gets paid back before you sign anything.
DeadlineDays away - 3The money lands
You settle on time. Then the loan is paid back from your sale or refinance.
DeadlineMade it ✓DONE
04 · Your options
Pick the way
that fits you.
Faster decisions when you have strong backing like property.
Good when banks say noShort-term money for a chance that won’t wait.
Good for a fast dealWhat lenders will ask about
What you need the money for✓
Your deadline✓
How you’ll pay it back✓
Any property that could back it✓
Your ABN and business details✓
Every lender is a bit different. We’ll tell you exactly what yours needs.
Good to know
Short-term loans cost more than bank loans. We’ll show you the full cost.
There are often fees to set up and to finish the loan.
The most important thing is a clear way to pay it back.
These loans usually last months, not years.
05 · Let’s do it
Tell us your plan.
New job No credit check
Business finance only. ABN required.
…just in time.
Questions people ask.
How fast can it happen?
Simple deals with good backing can move in days once paperwork and a valuation are in.
Why does it cost more?
Lenders move fast and take on more risk, so they charge more for it.
What’s an exit plan?
How you’ll pay the loan back, usually from a sale or a longer-term loan.
Do I need property?
Usually, yes. Property backing is what makes these loans quick.
Can I use it for personal things?
No. We only help with short-term money for business purposes.